Is there an XRP ETF?
As of 2026, several XRP ETF applications have been filed with the SEC but none have been approved yet. Multiple asset managers including Bitwise, Canary Capital, 21Shares, and WisdomTree have submitted applications for spot XRP ETFs.
When will the XRP ETF be approved?
The SEC has 240 days from acknowledging a filing to make a final decision. Based on current timelines, decisions are expected in Q2-Q3 2026 for the earliest filers. However, the SEC can approve, deny, or extend the review period.
What happens to XRP price if ETF is approved?
ETF approval typically leads to increased institutional investment and mainstream adoption. Bitcoin saw significant price appreciation following its spot ETF approval in January 2024. However, past performance doesn't guarantee future results, and markets often "price in" expected approvals beforehand.
Why does the SEC decision matter?
A spot ETF allows traditional investors to gain exposure to XRP through regulated brokerage accounts without holding the cryptocurrency directly. This opens XRP to retirement accounts, institutional portfolios, and investors who prefer traditional financial products.
How is XRP different from Bitcoin/Ethereum ETFs?
XRP's regulatory history with the SEC (the Ripple lawsuit) makes its ETF path unique. The 2023-2024 court rulings that XRP is not a security when sold on exchanges has helped pave the way for ETF applications, though the SEC's position continues to evolve.